During FY25, the company expanded its footprint by opening 38 branches and increased its network to 300 locations.
Aptus Value Housing Finance, on Tuesday, posted a 26 per cent year-on-year increase in the net profit for quarter ended March 2025 on the back of strong growth in disbursements. The net profit for the March quarter stood at ₹207 crore compared to ₹164 crore in the same quarter last fiscal.
Disbursements during the quarter rose 10 per cent y-o-y to ₹1,064 crore. Total assets under management (AUM) stood at ₹10,865 crore as of March 31, representing a 25 per cent increase compared to the year-ago period.
P Balaji, Managing Director, Aptus Value Housing Finance said that during FY25, the company expanded its footprint by opening 38 branches and increased its network to 300 locations. “In FY25, we disbursed ₹3,604 crore, achieving a 15 per cent year-on-year growth. This reflects the strength of our operational execution and strategic focus, which also enabled us to grow our AUM by 25 per cent year-on-year,” he said in a statement.
Aptus posted a 23 per cent y-o-y growth in net profit, reaching ₹751 crore in FY25, supported by business expansion and stable asset quality. The company said that it has reached a 92 per cent adoption rate for digital agreements, their digital collections remained strong at 96 per cent, and the penetration of account aggregators increased to 57 per cent.
However, gross non-performing assets (GNPA) rose marginally to 1.19 per cent in quarter ended March 2025 compared to 1.07 per cent in Q4FY24. Net NPA was at 0.89 per cent in March 2025 compared to 0.80 per cent in the same quarter last year.
“As on March 31, 2025, we maintained sufficient liquidity of around ₹1,155 crore including undrawn sanctions of ₹678 crore. The company is well capitalised with a net worth of over ₹4,317 crore and the capital adequacy as on March 31, 2025 was 70 per cent,” Balaji said.
Published on May 6, 2025